Consumer Credit Counseling Service, Inc

Counseling Services

Credit Counseling
Certified counselors are available to help consumers explore financial options—whether it’s dealing with credit, budgeting, or saving. An on-line budget information form is available for your convenience.

Bankruptcy Counseling
CCCS counselors are ready to provide pre-filing bankruptcy counseling. CCCS is also certified to present the pre-discharge education seminar. An on-line budget information form is available for your convenience

Housing Counseling
CCCS, Inc. is a HUD certified housing counseling agency. Counseling includes pre-purchase, delinquent mortgage and rent, and reverse mortgages. Our agency also presents first-time homebuyer seminars to assist future homeowners (and existing ones).

Credit Review Sessions
CCCS offers low cost sessions to review your personal credit report. Free credit reports can be requested at www.annualcreditreport.com

Housing Counseling Services

As a certified HUD housing counseling agency, we offer free counseling for consumers seeking to purchase a home and to consumers who are past due on their rent or mortgage payment.

Delinquent Mortgage or Rent Counseling
CCCS offers free counseling to consumers who’s rent or mortgage is delinquent. Our counselors can help consumers, who are concerned about their delinquent housing, review the current situation, identify problems, and discuss options to resolve the situation.

Printable budgets forms are also available
Counseling Forms—pdf document

PDF documents require Adobe Acrobat Reader to view and print forms. Free Adobe Acrobat Reader can be downloaded by clicking on the logo.

Reverse Mortgage Counseling
CCCS also offers free Home Equity Conversion Mortgage (HECM) or Reverse Mortgage counseling. AARP has a booklet available “Home Made Money” that helps to explain what a reverse mortgage is and how it works. The booklet is offered at no cost.