When more assistance is needed, CCCS offers a Debt Management Program or DMP.  The DMP assists consumers in developing a repayment plan that is acceptable to their creditors and aids consumers in developing a budget that is livable and realistic within their available income.  Our DMPs are voluntary programs that serve the dual role of helping consumers repay their debts and helping creditors to receive the money owed them.

DMP fees include a $10.00 per account set up fee (maximum set up fee is $50) and a $3.00 per account monthly maintenance fee (maximum monthly maintenance fee is $20).  The State of Kansas strictly regulates the credit counseling industry and fees.

If an individual or family opts to participate in a DMP to help in the recover of over-indebtedness, CCCS must have complete cooperation and commitment.  

· DMP clients are asked to provide a copy of their credit report;
· Current creditor statements are requested every 3 months;
· Clients are asked to make their payments on time

Debt Management Programs are voluntary programs that serve the dual role of helping you repay your debts and helping creditors collect the money owed them.