Credit Counseling Services
 Credit Counseling
Certified counselors are available to help consumers explore financial options—whether it’s dealing with credit, budgeting, or saving.  An on-line budget information form is available for your convenience.

Bankruptcy Counseling
CCCS counselors are ready to provide pre-filing bankruptcy counseling.  CCCS is also certified to present the pre-discharge education seminar.  An on-line budget information form is available for your convenience

Housing Counseling
CCCS, Inc. is a HUD certified housing counseling agency.  Counseling includes pre-purchase, delinquent mortgage and rent, and reverse mortgages.  Our agency also presents first-time homebuyer seminars to assist future homeowners (and existing ones).

Credit Review Sessions
CCCS offers low cost sessions to review your personal credit report.  Free credit reports can be requested at www.annualcreditreport.com
Credit Counseling Services

 
 

CCCS provides confidential, one-on-one, comprehensive money management counseling.  Counseling is provided either in person or by telephone.  Forms and information are also available on-line.  There is no fee for this service.

For the appointment, we ask that a Budget Information Form, Privacy Policy, and the Statement of Counseling Services form be reviewed and completed.  

For your convenience, an on-line budget information form is available.  The on-line form allows you to enter your budget information online and forward the completed form to our office.  Our office will then contact you to set up an appointment time.  Please print a copy of the completed form for your records.

Printable budgets forms are also available 
Counseling Forms—pdf document

        PDF documents require Adobe Acrobat Reader to view and print forms.  Free Adobe Acrobat Reader can be downloaded by clicking on the logo.

If you are mailing your information to our office, please include the completed Budget Information Form, Statement of Counseling Services, Privacy Statement, and a copy of government photo ID (i.e. driver’s license) to:


CCCS
P.O. Box 843
Salina, Kansas  67402

CCCS
 105 S. Broadway, Ste. 900
Wichita, Kansas  67202


Please keep a copy of all documents for your records.

You are also welcome to fax your information to our office:

Salina fax # 785-827-8280
Wichita fax # 316-265-8507 

In order for the counseling session to be productive, our agency expects:

  •   Clients to be seriously interested in solving their financial problems.
  •   If married, both spouses need to be involved.
  •   A complete budget information form for confidential credit counseling should be completed.
  •   All forms, creditor statements, pay stubs, notifications, and other support documents should be available for the appointment.
  •   Clients should be on time for their appointment and should notify our office if an appointment needs to be rescheduled or canceled.
  •   Clients, who are enrolled in a DMP, must be dedicated to following the plan which they have developed with their counselor.  In addition, credit card accounts will be closed and no new credit can be opened.